We take loans for any contingency but now if you want to take a loan, SBI has come up with a special facility for its customers.
SBI will provide a loan on a miscall
Loans ranging from Rs 25,000 to Rs 20 lakh will be available
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State Bank of India will make personal loans available to its customers with a single call. The bank has given this information from its verified Twitter handle.
According to SBI’s tweet, Express Credit Personal Loan Service is getting instant loans. The customer will only have to make one miss call and later the bank will give the loan with approval soon. The interest rate on this loan is also less than 9.6 per cent.
SBI has decided to provide loans ranging from Rs 25,000 to Rs 20 lakh in this scheme. Also getting overdraft service of loans of Rs 5 to 20 lakh. It does not require any guarantor or security.
Who will get this loan?
You should have a salary account with SBI
Your monthly salary should be Rs. 15000 or more.
The EMI ratio should be less than 50%
The SBI Salary Account Holder should be working in a Central PSU Institute.
The bank needs to update the KYC details of the customers from time to time. In this process some basic details have to be verified.
How to update bank KYC
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Customers have to go to the nearest branch of the bank for KYC update.
All that remains is to submit the required documents.
Photo and address proof have to be provided for their identity.
Customers of personal account have to use passport, water ID, driving license, PAN card and Aadhar card