Kisan Credit Card Loan Yojana, Kisan Credit Card Loan Yojana 2024, Kisan Credit Card Loan Yojana Apply:
Kisan Credit Card Scheme was launched by the Central Government in partnership with the Reserve Bank of India in 1998. The aim of this scheme is to provide financial assistance to farmers. If you have not yet availed this Kisan Credit Card Scheme, you can easily apply by visiting your local bank branch.
For those who are interested in Kisan Credit Card Loan Scheme, I encourage you to read this article thoroughly. In the following sections, I will provide comprehensive details about Kisan Credit Card Loan Scheme. This information will enable you to easily navigate and avail the benefits of the scheme.
યોજનાનું નામ | કિસાન ક્રેડિટ કાર્ડ યોજના |
| યોજના શરૂ કરી | ભારત સરકાર દ્વારા |
| યોજનાનો મુખ્ય ઉદ્દેશ્ય | ખેડૂતોને ઓછા વ્યાજ દરે લોન આપવી. |
| યોજનાના લાભાર્થીઓ | ભારતના તમામ રાજ્યોના ખેડૂતો |
| યોજના અરજી પ્રક્રિયા | ઑનલાઇન અથવા ઑફલાઇન |
| યોજનાની સત્તાવાર વેબસાઇટ | https://pmkisan.gov.in/ |
Kisan Credit Card Loan Yojana
Kisan Credit Card Loan Yojana is managed by both the Central Government and the Reserve Bank of India. This initiative allows farmers to avail loans of up to Rs. 3 lakh with a minimum interest of 4%. The overall interest rate for Kisan Credit Card is 9%, with the Central Government offering a 2% subsidy to support farmers.
See also: Pradhan Mantri Fasal Bima Yojana 2024: Pradhan Mantri Fasal Bima Yojana, How to Apply for Compensation in Case of Crop Damage
One of the advantages of this credit card program is that if you settle your loan within a year, you can avail another loan from it the next day.
Benefits of Kisan Credit Card Loan Yojana | Benefits
Getting a Kisan Credit Card loan is easier than getting other types of loans.
Kisan Credit Card Loan Yojana offers loans at exceptionally low interest rates.
Kisan Credit Card Loan Yojana provides loans to farmers based on the extent of their agricultural land.
Eligibility to apply for Kisan Credit Card Loan Scheme | Eligibility
To apply for Kisan Credit Card Loan Scheme, you must fulfill all the necessary eligibility requirements for Kisan Credit Card, which include the following:
To be eligible for Kisan Credit Card Loan Scheme, a farmer must be an Indian citizen.
Applicants must be at least 18 years of age to be eligible for Kisan Credit Card Scheme.
Kisan Credit Card Loan Scheme is available for application only by farmers.
Applicants who want to avail Kisan Credit Card Scheme must have suitable agricultural land for farming.
Required Documents
Aadhaar Card
PAN Card
Income Certificate
Caste Certificate
Proof of Address
Birth Certificate
Khasra Khatauni
Mobile Number
Email ID
Passport Size Photo etc.
How to apply for Kisan Credit Card Loan Scheme?
To apply for Kisan Credit Card Loan Scheme, ensure to follow the instructions mentioned below diligently. By following these guidelines closely, you will find the application process for this credit card scheme straightforward. The application process is as follows.
To apply for the Kisan Credit Card Loan Scheme, your initial step should be to visit the nearest bank branch.
Once you reach the branch, your next step is to meet with the branch manager.
You need to visit the branch manager to get all the necessary details related to the Kisan Credit Card Scheme.
Once you have gathered all the details, it is time to get the Kisan Credit Card Application Form from the manager.
Once you receive the application form, it is important to check it thoroughly. After reviewing the form, you should accurately complete all the necessary details requested in it.
Once you have completed the application form with all the necessary details, the next step is to attach all the necessary documents mentioned in the form.
Once you are done filling the application form, you have to hand it over to the bank officer responsible for the Kisan Credit Card.
Once you have submitted the application, it will be reviewed by the officer in charge.
On successful verification of your application form, you will be issued a Kisan Credit Card.
Important Links
Official Website Click Here
Kisan Credit Card Loan Yojana (FAQ’s)
How can I apply for a Kisan Credit Card loan?
You can visit the bank office and submit your loan application in person using your Kisan Credit Card.
What is the interest rate applicable for Kisan Credit Card loans?
The bank decides the interest rate based on various considerations, including the credit history of the farmer, the size of the agricultural land and the specific crop being grown. However, the RBI regulates the highest interest rate that can be offered by the bank.